How to calculate your PIAWE

If you can’t work because of a work related injury and you have an accepted WorkCover claim in Victoria, you may be entitled to weekly payments.

These payments are based on what’s called your PIAWE.

What is PIAWE?

PIAWE means ‘pre injury average weekly earnings.’

Calculating PIAWE:

If you’ve been with an employer for more than 12 months, basically what happens is the WorkCover Insurer will take an average of your earnings over the 12 months before your injury.

This figure becomes your pre injury average weekly earnings figure and your weekly payments are based off that.

Your PIAWE It’s based on your ordinary earnings for the normal number of hours worked per week.

Overtime and shift allowances are included in the calculation (for the first 52 weeks), as are any commissions, other benefits that you may get in your employment, and any salary sacrifice value.

Things such as allowances, bonuses and other loadings are excluded from the calculation.

PIAWE calculator

This calculator will enable you to calculate your Pre Injury Average Weekly earnings.

Here’s how to use the calculator:

Step 1

In the first box, enter your average gross weekly wage (no need to include ‘$’).

If you have been with an employer for 12 months or more, take an average of your ordinary earnings (this means your base rate of pay) over the 12 month period immediately before suffering the injury.

Exclude any period in which you did not work and was not paid leave.

If you have been employed with the employer for less than 12 months, then take an average of that period. Eg: if you’ve been employed with an employer for three months, then take your average earnings over that period.

How to fill out the PIAWE calculator

Step 2

Enter the average of any overtime or shift allowance amounts (again for the 12 month period prior to the injury – or alternatively, for the period that you’ve been with this employer if it is less than 12 months).

If you don’t have any overtime or shift allowances, keep this box blank.

There’s no need to include ‘$’.

How to interpret the PIAWE calculator:

For the first 13 weeks, you’ll be paid at the 95% rate.

For weeks 14 to 130, you’ll be paid at the 80% rate.

If you made your claim prior to 5 April 2010, you’re entitled to overtime and shift allowances for the first 26 weeks.

If you made your claim on or after 5 April 2010, you’re entitled to overtime and shift allowances for the first 52 weeks.

Note: the maximum amount payable per week by the insurer is $2460. If your 95% or 80% rates are above that figure, you will be entitled to $2460 only per week.

 

How is my PIAWE calculated if I haven’t been with an employer for 12 months?

If you’ve been with employer for less than 12 months, the average weekly earnings for the period of your employment is used.

So say for example you’ve been there for three months, the average of those three months would then be what the PIAWE is based on.

If you took unpaid leave or didn’t work during that time these weeks are excluded from the calculation.

PIAWE after 52 weeks

After 52 weeks of payments, if overtime and/or shift allowances were included in the calculation initially, then they stop being factored in.

The PIAWE is then based solely on your ordinary rate of pay.

How does the PIAWE impact weekly payments?

Your PIAWE is used to calculate your weekly payments in the following way:

For the first 13 weeks of weekly payments you receive 95% of your pre injury average weekly earnings.

From the 14th to the 130th weeks you receive 80% of your pre-injury average weekly earnings.

If you are entitled to weekly payments after 130 weeks, then you’ll be paid at 80% of your PIAWE.

If you’ve returned to work after 130 weeks and you’re working at least 15 hours a week 

What do I do if I’m not happy with the calculation of my PIAWE by the insurance company?

You should first contact the insurance company and raise your concerns with them.

You should ask them to do a formal review of your pre injury average weekly earnings and to provide you with a print out of their calculations.

If after this internal review you are still not happy with the calculation of your pre injury average weekly earnings, then you can lodge a request for conciliation.

Please keep in mind that the information contained on this page should not be considered legal advice and no content on this site should replace the need to obtain advice tailored to the specific facts of your case. The facts of a case can significantly alter the advice that can provided. This site only provides general advice. Read more here.

Sidebar graphic of WorkCover benefits guide

To contact Michael or Peter call 1800 746 442 or email [email protected]

Written by the Work Injury Site team