Are casual employees entitled to WorkCover? Yes, casual employees are entitled to claim WorkCover in Victoria just as any permanent employee would be if they suffer injury related to their employment. Unfortunately, many people are not aware of the fact that the...
WorkCover impairment assessments A WorkCover impairment assessment is a medical assessment that occurs as part of the impairment lump sum claim process. It is an assessment completed by a specialist doctor. The impairment assessment involves this specialist doctor...
WorkCover Guides to the Evaluation of Permanent Impairment The WorkCover scheme in Victoria relies on the Guides to the Evaluation of Permanent Impairment. This is a book published by the American medical association. It’s purpose is to provide repeatable measurement...
Deemed serious injury and WorkCover A deemed serious injury under WorkCover is when a person has been assessed as having a 30% or greater whole person impairment rating for their impairment claim. An injured worker will automatically be considered (ie; deemed) as...
All about the WorkCover Worker's Response Form A worker's response form is a single page form that the WorkCover Insurer will send to you if you pursue an impairment benefit lump sum claim. The worker's response form provides the insurer with your written instructions...
When is a WorkCover injury stable in Victoria? A WorkCover injury is stable when it’s not getting any better, and not getting any worse to any significant extent. WorkCover insurers will in most cases not consider an injury stable until at least twelve months have...
How are impairment benefits paid? Impairment benefit lump sums are paid based on a persons whole person impairment rating. A whole person impairment rating is determined by specialised medical assessments. Injuries are assessed in accordance with the American Medical...
When can you claim pain and suffering under a WorkCover claim? There are two points under a WorkCover claim in Victoria where you can claim for pain and suffering. The first is an impairment lump sum claim and the second is a common law claim. An impairment claim in...
WorkCover payment rates in Victoria This page covers the WorkCover payment rates in Victoria for each of the benefits you can receive and any minimum or maximum amounts payable. Medical and like expenses rates As with most insurance schemes, the amount WorkCover will...
The WorkCover settlement process (Vic) This page will look at the WorkCover settlement process in relation to each of the main WorkCover entitlements that a person may claim. Medical and like expenses and weekly payments settlement process If the WorkCover insurer has...
WorkCover and 30% impairment rating There are two aspects of a WorkCover claim where being assessed as having a 30% whole person impairment rating is highly relevant. This page will explore both aspects. How would you be assessed as having a 30% impairment? When you...
WorkCover and offers of settlement (Vic) There are a number of occasions during a WorkCover claim where WorkCover may offer you a settlement. This article will explore those occasions and will discuss what you need to know in relation to each. Medical and like...
Can I claim an impairment benefit and compensation for pain and suffering? The short answer is that yes, in many cases you are able to claim an impairment benefit lump sum as well as further compensation pain and suffering. However, to properly answer this question we...
WorkCover claim settled: now what? When most people refer to their WorkCover claim having settled, what they’re usually referring to is that they’ve settled a lump sum claim. This article will look at what happens once your claim has settled. Impairment benefit...
Is income protection the same as workers compensation? No. While there are similarities between the two, they are different things. Income protection a type of insurance that will pay you a regular income benefit if you're unable to work because of an injury, illness...
WorkCover claims process flow chartBelow is a WorkCover claims process flow chart that outlines the WorkCover process in Victoria. On the left, you have the 'no fault entitlements'. These are entitlements can be claimed by a person regardless as to whether there was...
When does WorkCover offer a compensation payout? WorkCover does not offer a compensation payout just because you have an accepted WorkCover claim. In order to be compensated by way of a lump sum, you need to first have the initial WorkCover claim accepted, and then...
An outline of your WorkCover rights (Victoria) People on WorkCover often do not known what their rights are. This is understandable, as for many, they’ve never needed to lodge a WorkCover claim before. Here’s a list of your WorkCover rights as an injured employee for...
WorkCover or income protection? WorkCover is designed to assist people if they’ve been injured or suffered a condition that has some connection to employment. Income protection is a type of insurance that is designed to pay you a regular benefit if you can’t work...
Workers compensation case study (Vic)This case study is designed to give you an idea as to how a workers compensation claim in Victoria could progress. Keep in mind that the case study is an example for illustrative purposes. Every case has its own unique set of...
All about obtaining compensation for workplace bullying in Victoria. Workplace bullying is behaviour that is repeated and unreasonable, and is directed towards a worker or a group of workers, and creates a risk to health and safety. Workplace bullying can occur...
WorkCover payout for neck injury If you suffer an injury to your neck at work there are a few different options open to you to pursue compensation. We have covered compensation that relates to medical expenses and income replacement benefits elsewhere. The two types...
What is whole person impairment? Whole person impairment (WPI) is a percentage figure based on a medical assessment or assessments performed by doctors who have undergone training in assessing injuries in accordance with the American Medical Association Guides to...
Impairment benefit calculator (WorkCover VIC)This calculator will enable you to calculate your impairment benefit lump sum for WorkCover (Vic) matters. Here's how to use the calculator: Step 1 In order to use the calculator, you need to have your overall whole person...
WorkCover payouts for back injuryWhen you injure your back at work there are a number of different compensation options open to you. What we will cover in this article is lump sum compensation. Compensation relating to medical expenses and weekly payments are covered...
Can you reopen a WorkCover claim? Yes, a WorkCover claim can be reopened. The key thing is whether you actually have an entitlement to claim something, irrespective of the time that has passed. For example, is there medical evidence to support the need for a...
How long does a WorkCover claim take? In order to answer this question properly, we need to look at the different parts that make up a WorkCover claim. The first thing we need to look at is how long it takes for a WorkCover claim to be processed after it has been...
WorkCover payouts for shoulder injuries Under the WorkCover system, if you succeed in an impairment lump sum for a shoulder injury, you can expect to receive a minimum of $21,000. You may be entitled to more if your shoulder injury is particularly bad (eg: one that...
How long can you be on WorkCover in Victoria? Most people can stay on WorkCover payments for up to 130 weeks. Longer if they have no capacity. They're entitled to medical expenses, generally speaking, for one year after their last weekly payment. However, the above...
WorkCover payout examples (Vic) Below are some WorkCover payout examples. You can use these examples to get an idea as to what you may be entitled to. Keep in mind that the WorkCover payout examples below are just that - they're examples for illustrative purposes....
WorkCover (Vic) questions and answers. Here's a list of common asked WorkCover questions with answers. When to report a work related injury? If you suffer an injury, you should report the injury as soon as possible. It should be reported to your employer within 30...
WorkCover medical panels in Victoria: what you need to know At some point during the life of your workers compensation matter in Victoria, you may be asked to attend a medical panel. There are a number of reasons as to why you maybe asked to do so which will be...
WorkCover lump sum payments in Victoria Under the WorkCover scheme in Victoria, there's two potential lump sum payments that you may be able to access if you've been injured. The first is called an impairment benefit and the second is called a common law claim for...
